Your earnest-money deposit normally stays in escrow until the real estate transaction closes or another release is authorized under the purchase contract and applicable instructions. At a successful closing, the deposit is credited to the buyer as money already paid toward the transaction, reducing the remaining cash the buyer must provide. If the transaction does
- September 14, 2026
- Posted by: Expert Title Company
- Category: Escrow Services
What Happens to Your Escrow Deposit at Closing?
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- September 02, 2026
- Posted by: Expert Title Company
- Category: Title Company, Title Insurance
Title Insurance in South Florida: Owner’s vs. Lender’s Policies Explained
An owner’s title insurance policy protects the property buyer’s covered ownership interest, while a lender’s title policy protects the mortgage lender’s lien. A lender will commonly require its own policy when financing a purchase, but that policy does not protect the homeowner’s equity. An owner’s policy is separate and generally purchased once at closing to