Buying a home is one of the most significant purchases you’ll ever make, and probably one of the most exciting! But there are a few things that you’ll need to know before you can move ahead with the purchase and finally get to the closing table. First, when you decide on a home, you’ll put down earnest money and hopefully qualify for a mortgage. But if only it were that simple. It’s not hard to get to the closing table but read on to learn how Expert Title Company can make the process easier for you. You need to overcome a few more hurdles before a lender gives you a mortgage or before you can even purchase the home. One of these hurdles involves a title search. This legal formality is a necessary part of the home buying process and is normally conducted by a title agency that your realtor or lender can recommend. You can even find a title company online. One of the things that a title agency will do for you is to research the title to ensure your property is free and clear to be owned by you. You and your lender need to know that the party selling you the home has a legal right to do so in the first place. You just make sure that the title agency is licensed in Florida and well versed in handling a variety of real estate transactions. Expert Title has been in the real estate business since early 2002 and is run by two knowledgeable lawyers with 70 years of combined experience.
What else can a title company in Parkland do for me?
To establish the legitimacy of the title, the title agency will look for any outstanding mortgages, liens, judgments, or unpaid taxes and any restrictions, easements, leases, or other issues that might play a part in the ability to purchase the property. The title agency may require a property survey, which determines the boundaries of the plot the home sits on. It also determines if there are any encroachments on the property by neighbors and any easements that could affect your property. Once the title is determined to be valid, it’s a day to rejoice. Your real estate transaction can proceed from there. Next, the title company will issue something called a title insurance policy. This will protect you from any disputes or claims that may arise from the property in the future. It’s essential to ask your title insurance company in Parkland to explain what is and is not covered under your owner’s title insurance policy.
How should I use your title company?
Choose the #1 title company in Parkland–Expert Title Company. With so many title companies in South Florida, you want to find a trusted company with a proven track record of satisfied clients. Expert Title Company is that company.
Our reputation in the South Florida area precedes us, making us the perfect title company to help you make your dream of homeownership a reality. In addition to our title services, we offer a wealth of real estate services, escrow services, and post-closing services, to ensure that all of your documents are accurate. Our team of experienced processors has years of expertise in processing titles in Parkland and throughout South Florida. We offer turnaround times, and our skilled processors are eager and willing to assist you with all of your real estate needs. Call us today at (954) 570-5959 to find out more. We are open for business and taking all necessary COVID-19 precautions.