So, you’re interested in buying a home, have put down your earnest money, and have qualified for a mortgage. Is it a piece of cake from here on in? Well, not always. Unfortunately, it’s not as easy as just putting down a deposit and getting a mortgage. You need to overcome a few more hurdles before a lender gives you a mortgage or before you can even purchase the home. One of these hurdles involves a title search. This legal formality is a necessary part of the process. A title search is normally conducted by a title agency that your realtor or lender can recommend. Just make sure that the title agency is licensed in the state of Florida and well versed in handling a variety of real estate transactions. One of the things that a title agency in Deerfield Beach will do for you is research the title. This is important because you and your lender need to know that the party selling you the home has a legal right to do so in the first place.
What else can a title agency do for you?
To establish the legitimacy of the title, the title agency will look for any outstanding mortgages, liens, judgments, or unpaid taxes, as well as any restrictions, easements, leases, or other issues that might play a part in the ability to purchase the property. The title agency may also require a property survey, which determines the boundaries of the plot of land that a home sits on, whether there are any encroachments on the property by neighbors and any easements that may also affect your ability to purchase the property. Once the title is found to be valid, the real estate transaction can most likely proceed from there. Next, the title company will issue something called a title insurance policy. This will protect you from any disputes or claim that may arise from the property in the future
There is no need to work through a real estate closing alone. If you need to purchase title insurance in Deerfield Beach and more, reach out to our team of skilled title agents and real estate attorneys at Expert Title Company in Deerfield Beach. We can help ensure that your sale does through. You want a trusted company with a proven track record of satisfied clients. Expert Title Company in Deerfield Beach, Fla., is such a company. We offer a wealth of real estate services, including title searches, legal services, escrow services, and post-closing services, to ensure that all of your documents are accurate. Our team of experienced processors has years of expertise in processing titles in Deerfield Beach and throughout South Florida.
Are you ready to learn more?
With these and many other services, the experienced team at Expert Title Company can help make all of your transitions go smoothly. Whether you are a buyer or a seller, we provide title search and legal services as well as invaluable assistance in your real estate transactions. Whether you’re working towards a closing date for a new purchase, refinancing your home, or a home equity line of credit or loan, you can trust our experienced team of title agents and real estate attorneys to ensure that your transactions are successful. To get started, call our team at Expert Title Company today at (954) 570-5959. Our courteous staff in Deerfield Beach is here to provide more information or answer any questions you may have about the closing or real estate process. We offer 24/7 turnaround times and our skilled processors are eager and willing to assist you with all of your real estate needs. Call us today!