When it comes to buying a home, there are numerous steps that need to be dealt with. As a homebuyer, the last thing you want to do is be responsible for all of the legal work, tedious tasks, and overwhelming signatures and documents that need collected. For many, being in charge of such a responsibility is terrifying, and at Expert Title Company, we completely understand why. Another issue that may surprise a homeowner is legal issues, tax problems, or unexpected secondary mortgages that may pop up after the home has closed. Generally, a title agency will do their best to catch these types of problems before they happen, but sometimes, they are so deeply hidden, and show up after it’s too late.
Luckily, there is protection for new homeowners to protect them against the unforeseeable. Many homeowners want to know how title insurance helps them. Though the risk is small, especially with a professional team such as Expert Title Company, the outcome, should anything happen, could be devastating. A few examples would be that a renter poses as a seller, leaving you believing that you’ve bought a home you haven’t. Some people have bought homes, not realizing that an old, messy, divorce had happened with previous owners. One of those individuals could attempt to sell the home without the signature of the former spouse. Other options include liens being filed against a home, old debts, unpaid taxes, secondary mortgages, or even old contractor fees. Unfortunately, these can stick to a home for years, leaving everyone involved completely surprised when they surface. Title insurance is necessary for those who built a new home as well, because it is built on property that could have previously been somebody else’s.
Locally owner and operated by two attorneys with over 60 years of combined experience, we do our best to notice all of these issues before they strike. However, this is why it is absolutely essential to be sure that you have protection, just in case. As mentioned, these surprise issues don’t occur often, but when they do, you’ll want to be protected. Title Insurance ensures that no matter what happens, your investment is safe.
At Expert Title Company, we know that buying a home is quite the investment. We also know that there are many hoops to jump through. That’s why it’s important to hire a title company who knows what they’re doing. We work with our clients, keeping them top of our priority list. There’s no need to stress yourself out with the details and turbulent waters of home buying. Allow us to do what we’re good at. If you’re looking to know more about title insurance in Lighthouse Point, please call us. Don’t go through this process alone. Hire the professionals.